wrought iron, pittbulls, cuidador, or...........

insurance on a home and couple of acres near a town. what route would you take? is home insurance on contents a great expense? thanks folks.

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fly's domes

im building a cabin on my finca in waslala..wood construction easy to break into..im also looking at a property on the road near my place.if i buy it i would like to talk to fly about his domes.from what i have seen so far.his domes are probably one of the most difficult houses to break into.there all concrete and rebar.the easiest way to break into most houses is through the zinc roofs..with the domes.you would have to cut the bars on the windows or doors.for the bars maybe go with stainles steel or something hard to cut with a hacksaw..forget insurance.i have had more things stolen from my caretakers and from thieves..

Every precaution but...

Every precuation but (except) for insurance. Even if you set up insurance -which is not all that common, for various reasons- it rarely functions as intended. Meaning, your premium is as likely to be a donation as anything entailing a real policy granting you any sort of claim. Not just a donation, but a frustrating mess - as implied earlier. The iron, dog, people, "safe-room" inside, etc., shouldn't be viewed as as either-or question and depending on what you own you might use all these and more. A lot depends if you live there year round though.

mjt is right about the insurance

I don't totally agree regarding the rest of his suggestions.

Don't confuse Nicaragua with Honduras. In my opinion common sense is the best defense, along with some common precautions.

Dogs = Yes (For many reasons other than security)

Window and door gates = Yes (Especially if you plan on being away once a while.)

Watchmen = Not much use in my opinion since they will hide if there is really someone trying to break in.

Safe Room = Not much good unless you lock yourself in 24 hr.

I suppose everyone has a differing opinion how to protect themselves. There is simply no sure fire way to avoid becoming the victim of a crime. Not in Nicaragua, not anywhere!

Safe room

Sorry, my post wasn't all that clear. When I referred to a "safe room", I didn't mean a place to secure yourself. But, rather, a room inside where you could lock up things when away for longer periods of time. Many nicer homes in Honduras and Guatemala have this. Basically it is usually a small interior compartment, or walk-in safe-like room, built of cement like the rest of the building, though sometimes with added strength/materials too, and with an industrial door & lock. In some cases the entrance is obscured by some object or other part of the building (in my first place there a very narrow one behind a 4-foot deep false wall; the only way in was to disconnect the wall-mount of a metal cabinet/bookshelf and slide it out of the way, etc.). Essentially it is a place to move electronics and other smaller valuables. Only an option if you build the house or remodel it, obviously. When I wrote "people" I meant living somewhere where there are people you know around most of the time. A guard is often of no more, and likely less, value than a dog.

Thanks for explaining

Thank goodness my wife did not hear about a Safe Room. She'd have me move all the "stuff" just so she can clean the home easier. We do have a safe that is bolted to the floor. I'd love to be there when someone breaks into it and finds it empty. This thought kind of wants me to get one of these wireless cameras. Nahhh maybe not... they'd steal it.

Bodega?

Put a dehumidifier in it and call it a bodega.

"if you see someone who has lost their smile, give them one of yours"

safe room good idea

especially if it is hidden and no body knows about it. Not perfect, but one more level of protection for things that are in it at the time.

¨Pata de Perro¨

Safe Room....

Tell that to Anne Frank!

Pura Nica, Bobby

Typical crooks

aren´t as smart as the Nazi secret service!

In all cases, you are dealing with levels of security, not absolute security. I figured this out as 2 big gorillas were delivering a huge gun safe to my house in the Cal High Desert many years ago. It dawned on me that this safe would stop a ¨grag and run ¨thief, but not a pro or even a committed jerk who was persistant. Also, it would do nothing to stop a well dressed crook from knocking on my door and sticking a 38 in my face.

Pick your level of security and do the best to protect the things that are the most important.

¨Pata de Perro¨

Insurance last

I would probably pick cuidador first but definitely insurance last. No idea what it might cost but I expect the sequence between getting robbed and actually getting insurance money would suck. Prove what you lost, show it was reported (meaning having to get the police to actually care), prove its value, ... just seems like a lot of work.

insurance is rare here.

Plan on security walls, nite lights, motion detector lites, a watchman or servants living in the building, and hope to hell that none of your immediate neighbors are persistant and talented thieves.

Old saw is never bring anything to Latin America that you cant afford to lose.

Also, a member of a prominent family here explained to me (that this is a very private society". What this means is don´t let people know what you have.

¨Pata de Perro¨

Fear and crazy

Dogs first most Nicaraguas respect and fear Dogs. Bars next you need some level of deterant. Safe room absolutly make sure you breaker box is in this room as well as anything of value.

Guns yes in the middle of the night go out front point it in the air fire as many rounds as you feel like, get your neighbors attention, scream and act like a lunatic with a gun. This will save you $1,000 in stolen stuff.

Then get a cuidadore if he thinks your nuts he will not steal from you, He is your best protection and your weakest link. Most thefts are permitted or if not conducted by this person. He needs to fear you most. He needs to fear your dogs then he may treat you honestly.

A good cuidadore is the needle in hay stack 6 weeks seems to be the magic time then your stuff starts to belong to people you don't know, and your cuidadore the guy your paying to protect you stuff has no idea where you stuff went.

i like

i like this idea. the obvious reason - you don't want the thief to cut your power. any other reasons?

the West -- wedded to a multiculturalism that undercuts its own confidence, a welfare state that nudges it toward sloth and self-indulgence, and a childlessness that consigns it to oblivion -- is looking ever more like the ruins of a civilization." Mark Steyn

lmao

"Guns yes in the middle of the night go out front point it in the air fire as many rounds as you feel like, get your neighbors attention, scream and act like a lunatic with a gun. This will save you $1,000 in stolen stuff".

It may also land your butt in jail,acting like a lunatic with a gun,will get you in trouble,no matter where you are!! one thing is to fire the gun a couple of times,should you feel someone has Invaded/trespassed your property,it's ok, just don't act like a lunatic,please!!! I'm just saying!!

stolen power box

I recently returned to Nicaragua to find the last thing of value stolen from my wall the power box and breakers, Ya nothing but a big blank spot.

Ya all may think his is funny about firing in the air this is rxactly what the police have told me to do to scare the people around my home into thinkng I am a nut with a gun. Of course get your Gun permt first. Instrctions for this are on the front wall of the police station in english not spanish. Law 510.

guns and dogs

guns work the best,that is the only thing they fear..when i first bought my house in managua.i went out and bought a rotwiller for $300,a year later they poisoned it.i have had about 5 dogs and one goose poisoned.i'll take a gun anyday.i also found out the neighbors liked me using it at night..it helps keep them safe

my strategy stateside in a nice neighborhood

was a small dog and a big gun. Here i´d add secrecy, iron bars, somebody home, and don´t live extravently richer than your neihbors (altho this may be impossible in many neighborhoods). And big dogs do add a certain level of security vis-a-vis amatuer thieves and stupid kids.

¨Pata de Perro¨

my strategy stateside in a nice neighborhood

was a small dog and a big gun. Here i´d add secrecy, iron bars, somebody home, and don´t live extravently richer than your neihbors (altho this may be impossible in many neighborhoods). And big dogs do add a certain level of security vis-a-vis amatuer thieves and stupid kids.

¨Pata de Perro¨